{"id":4300,"date":"2009-11-20T21:11:45","date_gmt":"2009-11-20T14:11:45","guid":{"rendered":"http:\/\/lasaona.com\/fpabinhdinh-1\/2009\/11\/20\/post-88\/"},"modified":"2009-11-20T21:11:45","modified_gmt":"2009-11-20T14:11:45","slug":"post-88","status":"publish","type":"post","link":"https:\/\/fpagialai.com.vn\/en\/post-88\/","title":{"rendered":"Circular No. 27\/2009\/TT-NHNN (Circular 27) provides detailed regulations on the implementation of interest rate support for medium and long-term bank loans in 2010."},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\"><span style=\"font-size: small;\">Theo Th\u00f4ng t\u01b0 n\u00e0y, c\u00e1c kho\u1ea3n cho vay thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng HTLS l\u00e0 c\u00e1c kho\u1ea3n cho vay trung, d\u00e0i h\u1ea1n b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t \u2013 kinh doanh theo c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng k\u00fd k\u1ebft tr\u01b0\u1edbc v\u00e0 sau ng\u00e0y 01\/01\/2010 m\u00e0 \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n trong kho\u1ea3ng th\u1eddi gian t\u1eeb ng\u00e0y 01\/01\/2010 \u0111\u1ebfn 31\/12\/2010 \u0111\u01b0\u1ee3c th\u1ed1ng k\u00ea theo quy \u0111\u1ecbnh t\u1ea1i Ch\u1ebf \u0111\u1ed9 b\u00e1o c\u00e1o th\u1ed1ng k\u00ea \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb thu\u1ed9c NHNN v\u00e0 c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ban h\u00e0nh theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 447\/2004\/Q\u0110-NHNN ng\u00e0y 28\/4\/2004 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN v\u00e0 Quy\u1ebft \u0111\u1ecbnh s\u1ed1 143 TCTK\/PPC\u0110 ng\u00e0y 22\/12\/1993 c\u1ee7a T\u1ed5ng c\u1ee5c tr\u01b0\u1edfng T\u1ed5ng C\u1ee5c Th\u1ed1ng k\u00ea v\u1ec1 vi\u1ec7c ban h\u00e0nh h\u1ec7 th\u1ed1ng ng\u00e0nh kinh t\u1ebf c\u1ea5p II, III v\u00e0 IV v\u00e0 danh m\u1ee5c h\u1ec7 th\u1ed1ng ng\u00e0nh kinh t\u1ebf qu\u1ed1c d\u00e2n.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\"><span style=\"font-size: small;\">M\u1ee9c l\u00e3i su\u1ea5t h\u1ed7 tr\u1ee3 cho kh\u00e1ch h\u00e0ng vay l\u00e0 2%\/n\u0103m, t\u00ednh tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n vay v\u00e0 th\u1eddi h\u1ea1n cho vay th\u1ef1c t\u1ebf (th\u1eddi h\u1ea1n cho vay \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u00e3i su\u1ea5t t\u1ed1i \u0111a l\u00e0 24 th\u00e1ng, k\u1ec3 t\u1eeb ng\u00e0y gi\u1ea3i ng\u00e2n). Tr\u01b0\u1eddng h\u1ee3p, c\u00e1c kho\u1ea3n vay thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng HTLS b\u1ecb qu\u00e1 h\u1ea1n tr\u1ea3 n\u1ee3, \u0111\u01b0\u1ee3c gia h\u1ea1n n\u1ee3 vay, th\u1eddi h\u1ea1n vay th\u1ef1c t\u1ebf v\u01b0\u1ee3t qu\u00e1 24 th\u00e1ng, th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c HTLS \u0111\u1ed1i v\u1edbi kho\u1ea3ng th\u1eddi gian qu\u00e1 h\u1ea1n tr\u1ea3 n\u1ee3, gia h\u1ea1n n\u1ee3 v\u00e0 v\u01b0\u1ee3t qu\u00e1 24 th\u00e1ng.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\"><span style=\"font-size: small;\">Th\u00f4ng t\u01b0 27 c\u0169ng quy \u0111\u1ecbnh, kh\u00e1ch h\u00e0ng vay v\u1ed1n c\u00f3 s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi t\u1ea1i c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) th\u00ec khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, c\u00e1c TCTD ph\u1ea3i t\u00ednh to\u00e0n b\u1ed9 s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi l\u00e0 v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a kh\u00e1ch h\u00e0ng vay v\u00e0 m\u1ee9c v\u1ed1n cho vay ph\u1ea3i lo\u1ea1i tr\u1eeb s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi n\u00e0y. Kh\u00e1ch h\u00e0ng c\u00f3 tr\u00e1ch nhi\u1ec7m b\u00e1o c\u00e1o c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, c\u00f4ng ty t\u00e0i ch\u00ednh v\u1ec1 s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi v\u00e0 gi\u00e1 tr\u1ecb gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam, ngo\u1ea1i t\u1ec7 t\u1ea1i c\u00e1c TCTD kh\u00e1c v\u00e0 ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 t\u00ednh h\u1ee3p ph\u00e1p v\u00e0 ch\u00ednh x\u00e1c c\u1ee7a b\u00e1o c\u00e1o n\u00e0y.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\"><span style=\"font-size: small;\">Ngo\u00e0i ra, Th\u00f4ng t\u01b0 27 c\u0169ng quy \u0111\u1ecbnh chi ti\u1ebft v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c HTLS, quy tr\u00ecnh v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng vay, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, c\u00f4ng ty t\u00e0i ch\u00ednh th\u1ef1c hi\u1ec7n HTLS.<br \/>\n<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><em><span style=\"font-family: Arial;\"><span style=\"font-size: small;\">Ngu\u1ed3n: NHNN<\/span><\/span><\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Theo Th\u00f4ng t\u01b0 n\u00e0y, c\u00e1c kho\u1ea3n cho vay thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng HTLS l\u00e0 c\u00e1c kho\u1ea3n cho vay trung, d\u00e0i h\u1ea1n b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u1ea7u t\u01b0 ph\u00e1t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1190,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-4300","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-van-ban-quy-dinh"],"acf":[],"_links":{"self":[{"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/posts\/4300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/comments?post=4300"}],"version-history":[{"count":0,"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/posts\/4300\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/media\/1190"}],"wp:attachment":[{"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/media?parent=4300"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/categories?post=4300"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fpagialai.com.vn\/en\/wp-json\/wp\/v2\/tags?post=4300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}